Run your entire gold loan business — pledge to release — on one screen
FinAcc is gold loan and pawnbroking software used by more than 1000 businesses across India since 2008. Interest schemes, KYC, repledge, alerts and full accounts in one system. Cloud or on your own premises.
தமிழ் · മലയാളം · ಕನ್ನಡ · हिंदी · English — use FinAcc in the language your counter works in
- Since 2008
- 1000+ businesses
- One-time licence, yours for life
We call back within 2 working hours, Mon–Sat 9:30am–7:00pm.
Which one are you?
The software is the same. What matters to you is not. Pick the closest and we will show you the parts that actually change your day.
Single-shop pawn broker
Your worry is the daily interest calculation, the statutory register and printing a clean pledge slip without keeping three books.
Pawn broker software →Multi-branch gold financier
Your worry is branch figures that never agree, repledge tracking across banks, and knowing today's position without ringing each branch.
Multi-branch software →NBFC
Your worry is LTV monitoring, auction notice timelines, a defensible audit trail and reporting an auditor will accept.
NBFC edition →Jeweller offering gold loans
Your worry is keeping the loan book properly separate from sales, with its own accounts and its own compliance.
Gold loan software →1000+ businesses, since 2008
From single counters in district towns to multi-branch financiers. A few of the businesses running on FinAcc today:
“This gold loan software is really good and user friendly.”
Natarajan RJayasakthi Finance, Coimbatore“FinAcc pawnbroker software really helps our business.”
Sunnu BohraSunil Finance, Bangalore“I can see all my reports and transactions from my mobile.”
Manish MarlechaMarlecha Finance, Bangalore“It supports Malayalam language too.”
SunilAAP Bankers, Kerala“FinAcc is really faster and accurate.”
Ashok KumarAK Finance, Tirupati“I really like the software for its alert system.”
Vinay DuttaSanjay Bankers, KolkataThese are customers who agreed to be named. Longer stories — what they used before and what changed — are on the customer stories page.
Three things buyers tell us they could not get elsewhere
Interest schemes that match how you actually lend
Simple, compound, multiple and fully customisable slab schemes, with different rates by period, amount and customer grade. Bring the scheme your current system cannot handle — that is usually the one that decides the sale.
Repledge, including third party
Pledge your customers' ornaments into your own bank or a third party, and keep the interest reconciliation, packet tracking and release position straight. Most packages in this category stop at your own vault.
Accounts already inside
Every pledge, payment and release posts straight into a full double-entry ledger — daybook, cash book, trial balance. No separate accounting package, no second data entry, no year-end reconciliation between two systems. Pro exports to Tally.
“But what about my data, my staff and my internet?”
These are the three questions that stop most owners, and they are fair ones. Here are the straight answers.
Twenty years of pledge books
We migrate your live loans free of charge — from registers, from Excel, or from your existing software including older Tamil-font systems. Closed loans can come across as history. We reconcile opening balances with you before go-live, so day one figures match your books.
Staff who have never used software
Training is included and is done on your own data, in your own language. Loan entry is one screen. Most counters are working normally within two days; nobody has to learn accounting to use it.
Patchy internet
Choose cloud or on-premise. On-premise runs entirely inside your shop. Cloud customers get automatic backups and can work from a phone. We will recommend one based on your connection, not on what suits us.
Pricing, in plain terms
A one-time licence you own for life, not a monthly rental. Migration, training and a trial are included.
Lite — ₹21,000
One-time licence for a single shop. Pawnbroking, accounts, repledge, KYC, Aadhaar and biometric, SMS/WhatsApp alerts.
+ ₹6,000/year support, updates & hosting
Pro — ₹30,000
Everything in Lite plus Tally export, multi-branch books and role-based permissions. The usual choice for growing financiers.
+ ₹6,000/year support, updates & hosting
NBFC Edition
LOS and LMS built in, de-duplication, API integrations and compliance-ready reporting. Quoted on a call because scope varies.
Talk to us for a firm number
Frequently asked questions
Is FinAcc suitable for a single pawn shop, or only for large financiers?
Both. FinAcc Lite is built for a single shop running one counter, and the same product scales up to multi-branch financiers and NBFCs. Most of our 1000+ customers are small and medium pawnbrokers. See pawn broker software or the NBFC edition.
Is the licence a one-time cost?
Yes. Any version of FinAcc you buy is a one-time cost and a lifetime licence. A separate ₹6,000 a year covers support, updates and cloud hosting. Full details on the pricing page.
Can I use the software in my own language?
Yes. You can enter customer and item details in Tamil, Malayalam, Kannada, Hindi, Telugu or English, and print pledge slips and notices in the same language. Support is available in those languages too.
Will you move my existing loans into FinAcc?
Yes, free of charge. We migrate live loans from manual registers, Excel or your current software — including older Tamil-font systems from the VB6 era — and reconcile the opening balances with you before you go live.
What happens if my internet goes down?
FinAcc can be deployed on the cloud or on your own premises. Cloud customers keep working through short outages and sync when the connection returns; on-premise customers are unaffected. We will walk through your exact setup on the call — see security and deployment.
Does FinAcc handle repledge?
Yes, including third-party repledge, with interest reconciliation and release tracking. It is one of the reasons multi-branch financiers move to FinAcc. See repledge software.
Do I still need separate accounting software?
No. Full double-entry accounts — daybook, cash book, ledgers and trial balance — are inside FinAcc. FinAcc Pro also exports to Tally if your accountant works there.
Can I try it before buying?
Yes. After a 30-minute demo we set up a free trial account with a sample of your own loans in it. Request a call back and we will arrange it.
Talk to someone who has set this up 1000 times.
Since 2008 we have moved pawnbrokers, gold financiers and NBFCs off manual books and onto FinAcc — in Tamil, Malayalam, Kannada, Hindi and English. Tell us your business and we will call you back within 2 working hours.
- Free data migration
- Free onboarding & training
- Free trial before you pay
- Support in your language