SaaS · Cloud · Multi-branch
Pawn Shop Management Software — FinAcc Cloud
Automate gold & jewel loan workflows, interest slabs, repledge, receipts and multi-branch operations. Trusted by pawnbrokers, NBFCs and local jewel loan shops across India.
Book a Free DemoWhy FinAcc for Pawn Shops & Jewel Loans
- Accurate interest automation — daily, monthly, slab & custom schemes
- Repledge & auction workflows — compliant, auditable, and streamlined
- Multi-branch management — centralized reporting & role-based access
- KYC & photo management — secure storage and quick retrieval
- Print-ready pawn tickets — thermal and A4 formats with your branding
Quick Facts
Deployment: Cloud SaaS (no local install) · Mobile: Responsive + Android app · Security: Encrypted storage & backups
Integrations: Tally / Accounting, SMS gateway, Payment gateway, Weighing machine / POS
Ideal for: Pawnbrokers, Jewel Loan Shops, Small NBFCs, Microfinance branches
Core Modules
- Loan Origination & KYC: Capture borrower details, IDs, and ornament photos with template KYC checks
- Interest Engine: Configure daily/monthly/slab interest models, auto-interest posting, and overdue triggers
- Repledge & Auction: Track repledge history, manage auctions, and maintain compliant notice logs
- Receipts & Thermal Printing: Customizable pawn tickets and receipts for thermal & A4 printers
- Payments & Part-Payments: Accept settlements, part payments, and auto-update loan balances
- Multi-Branch & Role Access: Central admin, branch users, auditors — with granular permissions
Business Benefits
- Faster operations: Reduce ticket creation time and manual interest calculations
- Lower loss & better compliance: Repledge & auction logs reduce operational risk
- Accurate accounting: Auto-ledgers and exportable reports for GST and audits
- Scalable: From single shop to multi-branch NBFCs
- Localized: Bilingual support (English & Tamil) and regional customizations
How FinAcc Works for Pawn Shops
- Register borrower & ornament: KYC, photos, estimated value and pledge details.
- Disburse and ticket: Generate pawn ticket, record amount, term and interest slab.
- Manage lifecycle: Part payments, renewals, repledge, and notifications — all tracked.
- Closure or auction: Settlement with receipts or move to repledge/auction workflow with audit trail.
Real Results
“PennyGold reduced manual interest errors by 98% and saved 12 hours/week across 5 branches.” — PennyGold, Theni
Pricing & Plans
Flexible monthly and annual SaaS plans. Custom enterprise pricing for NBFCs & multi-branch deployments. Contact sales for a tailored quote.
Compliance & Security
FinAcc follows secure cloud practices, encrypted backups, and provides audit trails suitable for NBFC reporting and internal compliance.
Frequently Asked Questions
What is Pawn Shop Management Software?
It’s a cloud-based system used by pawnbrokers and jewel loan shops to manage loan origination, interest calculation, repledge, ticket printing and multi-branch operations.
Does FinAcc support repledge and auction workflows?
Yes — FinAcc includes modules to manage repledge history, auction scheduling, notice generation and a full audit trail for compliance.
Is my data secure in FinAcc?
Yes. Data is encrypted at rest and in transit, with scheduled backups and role-based access controls for branch users and admins.
Can FinAcc handle multi-branch pawn shops?
Yes. FinAcc is built to manage many branches with centralized reporting, branch-wise ledgers and role-based permissions.
Do you offer training and onboarding?
Yes. We provide onboarding, product training, and support via video calls, WhatsApp and phone for all customers.